Protecting your most valuable investment. Your home is one of the biggest purchases you’ll ever make. Help protect it and your financial future with the right insurance coverage.
There is no legal requirement to have home insurance, but there are some situations where you may be asked if you have it.
There is no legal requirement to have home insurance. However, your mortgage provider or landlord (if you’re renting) may specify that you must have a buildings or contents insurance policy.
Homeowners Insurance helps to protect:
- Your Home: Helps to protect your home and structures on your property (such as a storage shed or garage) against insured risks like fire, wind, hail, theft and more.
- Your Belongings: Helps to protect you financially against insured damage or loss to furniture, clothing and other personal property inside your home or vehicle.
- Living Expenses: Helps cover expenses like a hotel room, storage costs and more if you can’t live in your home while repairs are being made after an insured loss.
- Liability Claims: Helps to protect you financially if you accidentally cause property damage or bodily injury to others — at home or anywhere in the world.