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Whether you’re in the beginning stages of your startup, or you run an established small business — it’s important to protect it with the right coverage. Commercial property insurance can help protect both the building you operate out of, and the things inside.

Whether you operate your small business out of your home, or you rent, lease or own a commercial space — you need commercial property insurance. Commercial property insurance doesn’t only protect the building you use, but a long list of things inside including equipment, inventory, furniture, computers and other electronics. It can also provide protection for things outside of the building including outdoor signs, fencing and landscaping such as gardens, trees and shrubs.

[Read more…] about What is commercial property insurance?

These days, many successful entrepreneurs and small business owners operate their businesses from the comfort of their homes. But just because you can run your business wearing fuzzy slippers doesn’t mean that it’s not a real business. And as such, it needs to be insured just like any other brick and mortar operation.

It’s important for small business owners to know that neither homeowners’ nor renters’ insurance policies cover home-based businesses. Therefore, if you run a business out of your home, it’s wise to work with an insurance professional who can provide you with more details on the kinds of home-based business insurance that’s available for your business.

[Read more…] about Does Your Home-Based Business Need Business Insurance?